So, I’ve talked about this before. Credit has always been a battle, personally. It started in college, credit card and store cards where being offered to me like candy. My parents warned me about them but as a broke college student, “free money” that I would only need to pay back monthly (in a little minimum payments) seemed like a dream to me. I had no clue about APR rates, how paying the minimum payment does nothing to help or monthly fees add to the bill. Let’s also add in that I did not have job over than being a student. All I saw was clothes, food and other frivolous things I can’t even remember getting.
My credit really took a hit. This is what always prevented me from getting a car, I thought it was best to just let my father handle these things. When speaking with William Parks at SVG, he told me to not let my credit score/history scare me into not buying a car. Lets get into some Myths VS Facts.
Morgan Angelique Owens is the author of "Finding My Sparkle" and Founder & CEO of the MAO Brand, Professional Pretty, and Curvy Cardio, LLC.
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