Thank you CreditRepair.com for sponsoring this post. CreditRepair.com’s team understands that a credit score is not just a number; it's a lifestyle.
Growing up, I never really listened to my parents about credit or even learned about it in school. How important credit is, how it can affect your life’s goals, wants and needs. At college, I ran my credit to the ground, stores were handing out store cards like candy and the next thing I knew I was over $20,000 in debt as a college graduate! There was no way I was going to dig myself out of that hole. I made a vow to pay off all this debt by my 27th birthday, and I did. This made me very self-aware and I promised to never put myself in a bad credit position again.
Unfortunately, that wasn’t the case. When I became an entrepreneur, there were tough times when I had to lean on my credit cards to purchase products, pay bills, and really survive off credit. Statistically minority entrepreneurs don’t get the same access to loans and business funding, so my personal credit was affected. Now that the world is changing and uncertain, I seek out companies like CreditRepair.com to help me build and maintain my credit so I can be a thriving entrepreneur, who doesn’t have to worry about applying for a loan, and who can purchase a house in the future without fear of being denied due to my credit. I made the decision to do some self-reflecting and write down a transparent list of my credit goals.
The thing that attracted me to CreditRepair.com is the fact that it is a leading provider of credit repair services in the United States. I want someone who is going to handle my credit with care and compassion. Their whole mission is to empower individuals to achieve the credit scores they deserve to enjoy a lifestyle of greater opportunity. How dope is that!? As an entrepreneur I work so hard, spend countless hours to get everything I earn – I want my lifestyle to reflect that without worrying about not being able to have something or achieve something due to my credit.
Now, I know what you may be thinking, “Morgan, I am scared or ashamed of my credit and don’t really feel comfortable talking about it.” That is exactly why I wanted to tell you about my personal thoughts and experiences with my credit. I want to help break the stigma within minority communities that fixing your credit or working on your credit is something you should be ashamed about; everyone needs help from someone at some point in life.
CreditRepair.com are trusted leaders in the game. They have served over 500,000 clients, there is nothing to be ashamed about. I often say, what are your insecurities costing you? Well, what is bad credit costing you?
Bad credit was costing me being able to open up a credit card when I needed a little financial assistance for my business. Bad credit was costing me applying for a business loan that could have helped me reach my next goal. When I finally decided to get help, it was the best decision I could have made.
Your credit score is not written in stone, there is time to certainly turn it around. CreditRepair.com is here to help, your credit won’t fix itself. Reach out to them today for a free consultation and kickstart your credit repair journey! You’re worth it!
Morgan Angelique Owens is the author of "Finding My Sparkle" and Founder & CEO of the MAO Brand, Professional Pretty, and Curvy Cardio, LLC.
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